The focus of Nancy L. Thompson Law Office PC in Des Moines, Iowa is simple -- Help Iowa's consumers and small businesses get relief from  serious debt problems. We help debtors throughout Iowa get relief in bankruptcy, defend foreclosures, bring lawsuits against debt collectors and creditors for unfair debt collection and bring lawsuits over inaccurate credit reporting.

We help clients:

• Decide if bankruptcy is the right solution
• Stop foreclosure of homes and farms.
• Defend against overly aggressive debt collectors and creditors.
• Get compensation for unfair debt collection, inaccurate credit reports or consumer fraud.
                                  
BANKRUPTCY
We understand how difficult it is to make the decision to file bankruptcy. For most people, filing bankruptcy is seen as the "last resort" but we want to encourage you to instead think about making bankruptcy one of your first options. Many people wait too long to file bankruptcy. They wait until a judgment has been entered so their wages and bank accounts are being garnished or refinancing of their home becomes more complicated. Or they wait until their retirement accounts are depleted, jeopardizing their future and that of their children. Or they wait until they've spent thousands of dollars on debt settlement programs that provide no relief.

At Nancy L. Thompson Law Office PC we're committed to helping people eliminate debt. We understand the crushing burden and stress that too much debt creates and we want to provide relief that helps people focus on more important things in life. We help debtors discharge their debts in bankruptcy and also pursue violations of law that put money back into the pockets of our clients. There's nothing better for a bankruptcy client then to be rid of all their debt and get money from their creditors too!

There are options for consumers and small businesses in debt and debtors do have rights.  Filing bankruptcy can provide the "fresh start" you've been seeking. Thousands of consumers and small businesses file bankruptcy in Iowa each year because they've been hit by unemployment, medical bills, rising prices, or the housing crisis. Thompson Law provides thorough and skilled representation in Chapter 7, 12 and 13 bankruptcy. Thompson Law has helped Iowans keep their homes by using Chapter 13 bankruptcy to cure mortgage defaults or strip off second or third mortgages. We've also successfully obtained thousands of dollars in awards for our bankruptcy clients who continue to face illegal debt collection after their debts have been discharged in bankruptcy.

UNFAIR DEBT COLLECTION, FAIR CREDIT REPORTING AND CONSUMER FRAUD

Thompson Law also represents Iowans being harassed by creditors and debt collectors violating state and federal debt collection laws. Debtors can receive money from their creditors for these violations while also having some or all of their debt eliminated. These cases are taken on contingency where the consumer pays no legal fees unless they win their case. We also represent consumers in Fair Credit Reporting Act cases and consumer fraud violations.

Search this site or connect with our blog to find answers to your questions. Then email or call us to get started by either requesting our bankruptcy client packet or scheduling a time to talk about your debt problems. Send us an email now to: melissaatthompsonlaw@gmail.com. 

Thompson Law can help you find solutions to fit your debt problems. We are conveniently located in downtown Des Moines and have nearly thirty years of experience helping people with credit problems. Our goal is to serve Iowans by being a trusted consumer rights attorney to the Des Moines area and throughout the state.

Speak up for those who can't speak for themselves, for the rights of the destitute. Speak up and judge fairly; defend the rights of the poor and needy. -- Proverbs 31:8-9.

^{Nancy L. Thompson Law Office PC in Des Moines, Iowa helps people in Iowa with bankruptcy and debt problems. Email us at melissaatthompsonlaw@gmail.com or call 515-875-4850.}
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